“financially more successful”
James Fern
Helping You
Draft Your Last Will & Testament Successfully
James Fern CFP®
Vanessa Mphathi
Helping You
Set-up Your Children’s Education Trust Fund Successfully
Vanessa Mphathi DaSilva
Oarabile Keakile
Helping You
Structure Your Business Investments Successfully
Oarabile Keakile
Brian Marisa
Helping You
Plan Your Retirement
Successfully
Brian Marisa
Lorato Masedi
Helping You
Invest In Unit Trusts, Mutual Funds & ETF’s Successfully
Lorato Masedi
Karmen Wicks
Helping You
Manage Your South African Assets Successfully
Kharmen Wicks CFP®
Roy Davies
Helping You
Invest Internationally
Successfully
Roy Davies
Tumi Gabaolemoge
Helping You
Understand Your Life Insurance Successfully
Tumisang Gabaolemoge
Olorato Monareng
Helping You
Navigate Compliance, AML & KYC
Successfully
Olorato Monareng
Our financial planners are qualified and independent, specialising in investment advice for private clients in Botswana.
Investment PortfolioS
For more than 20 years our team has been giving Financial Planning and Investment Advice in Botswana.
Over those years we’ve honed our skills and our systems to help you build a secure, tailor- made investment portfolio to protect you and your family’s wealth.
An example of secure online investment facilities
We specialise in helping you invest - and improve your personal finances.
learn to invest securely
plan your Retirement
fund your Children’s Education
optimise your Investment Portfolio
put your Will in place
help the Next Generation to inherit wealth sensibly
We help clients secure & grow wealth with independent advice on both local and international assets.
Each client portfolio is individually designed and looked after on a personal basis.
129 Kgale Court, Gaborone International Finance Park
SIX STEP FINANCIAL PLANNING PROCESS
We’ll introduce our ideas to you at a complimentary, face-to-face discovery meeting.
We’ll seek to understand where you are now financially & what you need to achieve in future.
If you’re in a position to invest, we’ll gauge your appetite for risk, and counsel you on the level of growth you should target.
We’ll develop your financial plan with you - tailor made for your goals.
We’ll help you to build a diversified investment portfolio, including cash, bonds, equities, property & commodities - to grow your wealth.
We’ll be at hand to monitor your plans with you on an ongoing basis, building a trusted relationship lasting many years.
DISCOVERY SESSION
We seek first to understand your position - then advise you on the best course of action.
Your first step is a discovery session with a qualified financial planner, so that you can ask questions and we can understand your needs.
high interest savings
Your SCI Financial Planner will help you achieve better rates of interest than in standard savings or call accounts - with better access than fixed deposits.
It’s good practice to have at least 3 months personal expenditure in your “emergency fund” - an instant access, high interest savings or money-market fund.
INVESTMENT portfolio review
We guide you on how best to:
Build Wealth through investing - either once-off or on a regular basis;
Reduce Risks through diversifying asset classes;
Structure a Portfolio of liquid investment assets targeted at future goals;
Preserve Wealth through investing - to beat inflation.
SCI uses high-technology, secure systems to build our clients investment portfolios.
You get instant online access to valuation and trading information, and simple contribution and withdrawal processes.
PLANNING FOR CHILDREN
If you were educated internationally you probably have the same ambitions for your children.
Unfortunately, the opportunities for scholarship funding have now decreased, and borrowing to fund university education is expensive.
SCI Wealth Advisers help set up children’s trust funds to ensure they get the education - and the financial future - they deserve.
RETIREMENT PLANNING
In a world where we move jobs, companies and even countries, Government and employer-based old-age-pensions are not likely to be sufficient to provide for you.
“Retirement planning is perhaps the most important part of any financial portfolio”
Successful people don’t want to burden their children with the financial responsibility of caring for them in their old age.
PROTECTION
It’s important to protect your spouse & children (and your business interests) with life insurance, but many over-pay for their protection needs.
Your SCI Wealth Adviser will check:
Family Protection Needs
Mortgage or Loan Insurance
Business & Shareholder Protection
Key Person Insurance
Keeping these costs to a minimum helps you grow your wealth.
YOUR WILL
Drafting your Will is especially important to protect minor children and dependents.
We take the time to understand you: your Assets, your Beneficiaries and your Intentions.
It’s especially important consider what would happen if you & your Spouse die at the same time.
Prevent arguments: make sure your Estate is distributed impartially & objectively - avoiding any potential tension among family members.
SCI can help every individual put their Last Will & Testament in place, today.
Our fully inclusive service covers: consultations, drafting, signing ceremony & registration with the Master of the High Court.
TRUSTS
Inter-Vivos Trust - set up during your lifetime to segregate & protect your assets, to control how heirs inherit and to mitigate inheritance tax concerns.
Testamentary Trust - set up by your Will on your death, to manage assets for minor children or to protect your Legacy for future generations.
You have the freedom to appoint your own Trustees, or use our Botswana Independent Corporate Trustees SCI Fiduciary (Pty) Ltd
Independent Advice
Trusted Advisers : On Your Side
We’re not 'tied' to represent a single financial company. Our role is to analyse the services of many providers and recommend the most suitable to you, our client.
Certified Financial Planners
Licensed Investment Advisers
Contact
➤ LOCATION
129 Kgale Court,
Finance Park, Gaborone, Botswana
☎ CONTACT
advice@scifinancial.com
(+267) 318-0111
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