Retirement in Botswana has changed
Retirement in Botswana has changed - as has the journey you take to get there.
There is no one-size-fits all anymore – everyone’s retirement will be different, so everyone needs a plan.
Income in Retirement
Responsibility for ensuring we have a decent income in later life lies firmly with you. No-one else will do it for us.
That responsibility also gives us more control, however, so we all need to put together a plan that reflects our own needs and goals.
The fundamentals of saving for retirement are simple.
But with decisions to make along the way, the help of an expert adviser can be invaluable.
Life Expectancy in Botswana is Rising
A healthy professional person now aged 65 can expect to live on average for another 20 years - and women live longer on average than men.
That means you have to plan to at least age 85 and possible further…
With life expectancy continuing to rise, you will need your savings to last a long time.
You need to take a more active role in building up those savings than previous generations had to.
Whilst this might sound daunting, it doesn’t need to be.
Work with an impartial, expert adviser who can map out a plan with you and help you keep it on track.
With the time you’ve got available to save, a little advice will go a long way.
SIX STEP FINANCIAL PLANNING PROCESS
1. We’ll introduce our ideas to you at a complimentary, face-to-face discovery meeting.
2. We’ll seek to understand where you are now financially, and what you need to achieve in the future.
3. If you’re in a position to invest for your future, we’ll gauge your appetite for risk, and counsel you on the level of growth you should target.
4. We’ll develop a financial plan for you - tailor made for your goals.
5. We’ll help you to build diversified investment portfolios. That may include cash, stocks, bonds, property & commodities - to grow your wealth.
6. We’ll be at hand to monitor your investment plans on an ongoing basis, building a trusted relationship that can last many years.